Question: Medicare is complicated. I just found out there is a penalty if I don’t enroll. What are those penalties? Answer. This is a follow-up question to last week’s summary of all the Medicare parts. Last week I explained the different components of Medicare, when they started and ...

Question: I have been told I need to sign up for Part B. How do I know if I do? Answer: Happy General Enrollment Period (GEP)! One of the most important rules to remember is that Medicare Part A, B and D all have different rules. This article defines the rules regarding Medicare Part B ...

Question: I am currently working with a High Deductible Health Plan that includes an HSA and my husband is turning 65. How does his Medicare benefit impact the coverage my employer provides us? Answer: Turning 65 and becoming eligible for Medicare is an important threshold for your husband ...

POMPANO BEACH, Fla. — Retired Army Col. Farrell Patrick taught computer science at West Point during the 1970s and then at two private universities through the 1990s, so he isn’t surprised by the progress technology has made over the decades. But when the 91-year-old got his first ...

Lisa Sheldon laughed as she recalled “I had been working for my mom at her home-based daycare and I decided to look for something else. I saw an advertisement in the Penny Saver for a part time Program Assistant at the Chautauqua Adult Day Care, Centers Inc. Dunkirk location. I went for an ...

We all know that fall, winter, and even springtime in our areas can be fraught with upper respiratory illness! The CDC notes, “Fall and winter are a time when viruses that cause respiratory disease usually circulate more heavily in the community. Before COVID-19, two viruses, flu, and RSV, ...