×

Senior News

Fall Is Best Time To Look For Plans

Question: I turned 65 earlier this year and enrolled in Medicare and an additional Medicare Advantage Plan. When do I change my coverage again, when I turn 66 or is there another time? Answer: Congratulations on making it through your Initial Open Enrollment Period (IEP) when you ...

Will Medicare Pay For Pre-Existing Medical Problems?

Question: I am turning 65 later this year, how will Medicare handle the coverage of my already existing medical problems? Answer: Congratulations on reaching Medicare eligibility! Your coverage with Medicare is very comprehensive. When you become Medicare eligible, Medicare covers all your ...

Insurance Options When You Work Longer Than Planned

Question: I was planning on retiring, so I signed up for Medicare Part A & B. Now I have decided to keep working. Since I don’t need Medicare anymore, can I cancel it? What about the premiums I’ve already paid? Answer: We all look forward to retirement, and then when it gets close, ...

Understanding Medicare’s Parts, Rules

Question: I’m 54 years old and I’ve been disabled for almost two years so I think I’m eligible for Medicare. Do I need to sign up for any parts of Medicare, including drug coverage? Answer: I am thrilled that you qualify for Medicare! You will now have comprehensive insurance to help ...

Explaining How CHAMPVA, Medicare Work Together

Question: I have Medicare Part A & B and I was just notified I qualify for CHAMPVA. My husband was a veteran and is 100% disabled. What should I do now? Answer: Thank Your husband for his service! His military service gives him the title of veteran and that is something to be proud of. ...

Long Term Care Insurance Prompts Questions

Question: We have been considering Long Term Care Insurance (LTCI), and would like to know what you recommend? Answer: Long Term Care Insurance (LTCI) can be a useful tool to help pay for healthcare services you or your spouse may need in the future. LTCI has changed significantly in recent ...