Question: I went to fill my medications, and I seem to be having problems. One medication was no longer covered, another one needed “permission” first, and then I received a letter saying I have to switch to another medication for a third drug I took last year. Why is this happening, ...

Question: I hear and get mail about benefits that pay their Medicare Part B premium. What is that and how do I get that? Answer: The program I believe you are asking about is called the Medicare Savings Program (MSP). This is a Medicaid benefit administered by the Department of Social ...

Question: I changed my insurance for 2026 and I am having trouble with my Prolia shot - what are my options? Answer: First let me explain what Prolia is for those that may not know. Prolia is a prescription injection, administered by a healthcare professional. It is usually given once every ...

Question: I received a bill from a doctor for a procedure they performed. How do I know if the amount is correct, and what I actually need to pay? Answer: The key to maximizing your medical insurance coverage is first being sure providers (doctors, hospitals, pharmacies, labs, and more) have ...

Question: I am 63 and am getting curious about Medicare coverage. What resources do you suggest? When should I apply for Medicare? Answer: Time does seem to fly by, and the older we get the faster it goes. I understand your eagerness to learn about Medicare. For most of our adult lives, we ...

Question: I have Medicare Part A & B. I am also a veteran. I never tried to get Veteran Benefits, is it worth it? Answer: Thank You for your Service! Your military service gives you the title of veteran and that is something to be proud of. Not all veterans sign up for additional ...