Question: I have a Medicare Advantage plan with Part D. My spouse got a new job and it will provide us both with health insurance. Can I drop my Medicare Advantage Plan and my Medicare Parts A & B? Answer: I have come across this scenario a couple of times recently. Your decision to ...

Question: I changed my plan during the Annual Open Enrollment Period and I still haven’t heard from my new plan, what do I do? Answer; This year I feel like everyone changed their coverage. But I realize that some of you do not. For those that didn’t change your coverage, you are all set. ...

Question: I got a Medicare Prescription Payment Plan form from my insurance company, am I supposed to signing up for this? Answer: The Medicare Prescription Payment Plan is a brand new option for those with Medicare Part D coverage. We call this option the M3P, so you may see it referred to ...

Question: I looked at my insurance for 2025, it looks good and I don’t want to change my plan. Now what do I do? Answer: I spend a lot of time talking about changing your insurance coverage. But there are many individuals with Medicare who are looking at their coverage for 2025 and are ...

Question: I have been getting so much mail about insurance coverage and different plans. What is happening? Answer: There is so much insurance information flying around, it is hard to know what to pay attention to. What information is accurate and complete, and what is information just sent to ...

Question: I know what my medications cost me this year, but how will I know how much it will be next year? Answer: Each year we have insurance, the cost structures change. It doesn’t matter if we have employee health insurance, retiree coverage, Medicare coverage or a Marketplace plan. ...