Question: I’m getting ready to sign up for Medicare, but I don’t want to collect Social Security yet. How will I pay for the Medicare Part B premium? Answer: Social Security and Medicare have been around a long time, and for many of those years, individuals filed for both benefits at the ...

Question: I got a letter from Medicare (Centers for Medicare & Medicaid Services, CMS) saying that I might need to sign up for Medicare Part B. I have coverage through my employer, so do I still need to have Medicare Part B? Answer: According to data.cms.gov, over 68 million Americans ...

Question: I am turning 65 in April of 2025 and wondering about Medicare and Social Security Benefits. Should I be signing up now for Medicare and Social Security? Answer: This is the second answer to this two part question, so as I said last week, Happy Early Birthday! Most of us ...

Question: I haven’t gotten my Prescription Drug Coverage/Insurance Company January bill yet, what should I do? Answer: 2025 is here. This was a year of significant changes to Insurance options for many people. Some of this was due to the Inflation Reduction Act protections related to the ...

Question: I have a Medicare Advantage plan with Part D. My spouse got a new job and it will provide us both with health insurance. Can I drop my Medicare Advantage Plan and my Medicare Parts A & B? Answer: I have come across this scenario a couple of times recently. Your decision to ...

Question: I changed my plan during the Annual Open Enrollment Period and I still haven’t heard from my new plan, what do I do? Answer; This year I feel like everyone changed their coverage. But I realize that some of you do not. For those that didn’t change your coverage, you are all set. ...